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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,046 | $80,855-30.7% | $153,416-63.5% | $86,983-35.6% |
| Participation rate | 28.0% | 64.1%-36.1pp | 74.3%-46.3pp | 69.5%-41.5pp |
| Annual return | 17.96% | 16.18%+1.8pp | 17.84%+0.1pp | 25.83%-7.9pp |
| Employer contribution / active EE | $817 | $2,308-64.6% | $3,764-78.3% | $2,584-68.4% |
| Participant deferral / active EE | $1,253 | $3,333-62.4% | $4,723-73.5% | $4,194-70.1% |
| Admin fee / account holder | $6,508 | $6,908-5.8% | $13,095-50.3% | $7,856-17.2% |