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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 60 · EIN 04-2647786 | Sub-TA Fees | $12,124 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,696 | $89,093-17.3% | $102,434-28.1% | $77,736-5.2% |
| Participation rate | 45.0% | 80.9%-35.9pp | 76.5%-31.5pp | 70.6%-25.5pp |
| Annual return | 13.47% | 25.03%-11.6pp | 29.46%-16.0pp | 31.26%-17.8pp |
| Employer contribution / active EE | $1,459 | $2,699-45.9% | $3,023-51.7% | $2,728-46.5% |
| Participant deferral / active EE | $3,295 | $5,147-36.0% | $5,055-34.8% | $4,651-29.1% |
| Admin fee / account holder | $57 | $236-76.0% | $9,462-99.4% | $433-87.0% |