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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,822 | $110,137-56.6% | $161,149-70.3% | $82,637-42.1% |
| Participation rate | 54.3% | 72.4%-18.0pp | 78.8%-24.5pp | 68.1%-13.7pp |
| Annual return | 17.17% | 20.69%-3.5pp | 21.16%-4.0pp | 53.51%-36.3pp |
| Employer contribution / active EE | $2,111 | $2,856-26.1% | $4,360-51.6% | $2,552-17.3% |
| Participant deferral / active EE | $3,792 | $4,575-17.1% | $6,153-38.4% | $4,126-8.1% |
| Admin fee / account holder | $1,687 | $9,467-82.2% | $15,194-88.9% | $7,339-77.0% |