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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,860 | $99,875-39.1% | $146,866-58.6% | $86,983-30.0% |
| Participation rate | 65.2% | 75.8%-10.6pp | 82.5%-17.3pp | 69.5%-4.3pp |
| Annual return | 26.40% | 28.10%-1.7pp | 102.85%-76.5pp | 25.83%+0.6pp |
| Employer contribution / active EE | $3,777 | $3,224+17.1% | $4,425-14.6% | $2,584+46.1% |
| Participant deferral / active EE | $6,368 | $6,322+0.7% | $7,759-17.9% | $4,194+51.8% |
| Admin fee / account holder | $4,865 | $7,838-37.9% | $13,620-64.3% | $7,856-38.1% |