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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $623,281 | $160,028+289.5% | $147,080+323.8% | $145,884+327.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.78% | 98.60%-91.8pp | 420.17%-413.4pp | 551.85%-545.1pp |
| Employer contribution / active EE | $10,821 | $5,286+104.7% | $4,933+119.4% | $4,662+132.1% |
| Participant deferral / active EE | $25,544 | $8,422+203.3% | $8,066+216.7% | $6,690+281.9% |
| Admin fee / account holder | $11,941 | $15,030-20.6% | $12,989-8.1% | $13,392-10.8% |