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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,035 | $117,846+15.4% | $102,434+32.8% | $145,884-6.8% |
| Participation rate | 95.5% | 78.6%+16.8pp | 76.5%+18.9pp | 80.3%+15.2pp |
| Annual return | 11.76% | 31.90%-20.1pp | 29.46%-17.7pp | 551.85%-540.1pp |
| Employer contribution / active EE | $2,241 | $3,615-38.0% | $3,023-25.9% | $4,662-51.9% |
| Participant deferral / active EE | $4,442 | $5,733-22.5% | $5,055-12.1% | $6,690-33.6% |
| Admin fee / account holder | $2,398 | $13,356-82.0% | $9,462-74.7% | $13,392-82.1% |