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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,144 | $160,028-67.4% | $147,080-64.5% | $145,884-64.3% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 17.03% | 98.60%-81.6pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $3,083 | $5,286-41.7% | $4,933-37.5% | $4,662-33.9% |
| Participant deferral / active EE | $8,096 | $8,422-3.9% | $8,066+0.4% | $6,690+21.0% |
| Admin fee / account holder | $1,052 | $15,030-93.0% | $12,989-91.9% | $13,392-92.1% |