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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,562 | $77,472+73.7% | $100,392+34.0% | $80,935+66.3% |
| Participation rate | 96.7% | 76.9%+19.8pp | 81.5%+15.2pp | 67.7%+29.0pp |
| Annual return | 24.49% | 37.26%-12.8pp | 49.45%-25.0pp | 35.66%-11.2pp |
| Employer contribution / active EE | $5,755 | $2,800+105.5% | $3,941+46.0% | $2,757+108.8% |
| Participant deferral / active EE | $11,863 | $6,818+74.0% | $8,090+46.6% | $4,299+175.9% |
| Admin fee / account holder | $4,630 | $5,885-21.3% | $7,904-41.4% | $6,924-33.1% |