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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,562 | $77,460+73.7% | $100,378+34.1% | $80,925+66.3% |
| Participation rate | 96.7% | 76.9%+19.8pp | 81.5%+15.2pp | 67.7%+29.0pp |
| Annual return | 24.49% | 37.24%-12.7pp | 49.41%-24.9pp | 35.65%-11.2pp |
| Employer contribution / active EE | $5,755 | $2,801+105.4% | $3,942+46.0% | $2,756+108.8% |
| Participant deferral / active EE | $11,863 | $6,818+74.0% | $8,087+46.7% | $4,299+176.0% |
| Admin fee / account holder | $4,630 | $5,887-21.4% | $7,899-41.4% | $6,940-33.3% |