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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,432 | $70,121+165.9% | $63,803+192.2% | $138,895+34.2% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 19.29% | 946.48%-927.2pp | 543.72%-524.4pp | 145.39%-126.1pp |
| Employer contribution / active EE | $6,168 | $2,882+114.0% | $2,532+143.6% | $4,194+47.1% |
| Participant deferral / active EE | $9,502 | $4,535+109.5% | $3,843+147.2% | $6,396+48.5% |
| Admin fee / account holder | $522 | $6,738-92.2% | $5,196-89.9% | $12,562-95.8% |