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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,860 | $72,465+163.4% | $67,575+182.4% | $145,884+30.8% |
| Participation rate | 78.6% | 76.9%+1.7pp | 72.9%+5.7pp | 80.3%-1.7pp |
| Annual return | 15.25% | 7222.56%-7207.3pp | 3528.98%-3513.7pp | 551.85%-536.6pp |
| Employer contribution / active EE | $7,202 | $3,074+134.3% | $2,736+163.3% | $4,662+54.5% |
| Participant deferral / active EE | $9,560 | $4,786+99.8% | $4,003+138.8% | $6,690+42.9% |
| Admin fee / account holder | $3,082 | $5,515-44.1% | $3,993-22.8% | $13,392-77.0% |