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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,727 | $100,139+4.6% | $85,187+22.9% | $145,884-28.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 14.91% | 84.15%-69.2pp | 66.67%-51.8pp | 551.85%-536.9pp |
| Employer contribution / active EE | $1,684 | $3,238-48.0% | $2,732-38.4% | $4,662-63.9% |
| Participant deferral / active EE | $0 | $5,296-100.0% | $4,525-100.0% | $6,690-100.0% |
| Admin fee / account holder | $17 | $7,262-99.8% | $6,162-99.7% | $13,392-99.9% |