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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,490 | $106,864+110.1% | $147,318+52.4% | $82,637+171.7% |
| Participation rate | 87.1% | 75.5%+11.6pp | 82.1%+5.0pp | 68.1%+19.0pp |
| Annual return | 13.22% | 27.49%-14.3pp | 70.43%-57.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $5,710 | $3,417+67.1% | $4,593+24.3% | $2,552+123.7% |
| Participant deferral / active EE | $8,643 | $6,496+33.1% | $7,906+9.3% | $4,126+109.5% |
| Admin fee / account holder | $6,910 | $8,415-17.9% | $13,708-49.6% | $7,339-5.8% |