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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,891 | $102,385+69.8% | $147,080+18.2% | $80,935+114.9% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 11.03% | 135.09%-124.1pp | 420.17%-409.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $5,120 | $3,717+37.7% | $4,933+3.8% | $2,757+85.7% |
| Participant deferral / active EE | $8,541 | $6,651+28.4% | $8,066+5.9% | $4,299+98.7% |
| Admin fee / account holder | $2,381 | $7,951-70.1% | $12,989-81.7% | $6,924-65.6% |