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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,537 | $114,119-18.9% | $107,187-13.7% | $138,895-33.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.75% | 273.21%-259.5pp | 204.55%-190.8pp | 145.39%-131.6pp |
| Employer contribution / active EE | $10,835 | $4,059+167.0% | $3,782+186.5% | $4,194+158.3% |
| Participant deferral / active EE | $4,468 | $5,538-19.3% | $5,096-12.3% | $6,396-30.1% |
| Admin fee / account holder | $11,121 | $10,024+10.9% | $9,162+21.4% | $12,562-11.5% |