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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,384 | $102,385-72.3% | $147,080-80.7% | $80,935-64.9% |
| Participation rate | 71.4% | 75.9%-4.4pp | 82.2%-10.8pp | 67.7%+3.8pp |
| Annual return | 11.02% | 135.09%-124.1pp | 420.17%-409.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $1,930 | $3,717-48.1% | $4,933-60.9% | $2,757-30.0% |
| Participant deferral / active EE | $3,760 | $6,651-43.5% | $8,066-53.4% | $4,299-12.5% |
| Admin fee / account holder | $8,711 | $7,951+9.5% | $12,989-32.9% | $6,924+25.8% |