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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,185 | $110,379+9.8% | $102,412+18.3% | $145,884-16.9% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.93% | 24.84%-10.9pp | 24.94%-11.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,539 | $4,216-63.5% | $3,870-60.2% | $4,662-67.0% |
| Participant deferral / active EE | $1,924 | $5,622-65.8% | $5,060-62.0% | $6,690-71.2% |
| Admin fee / account holder | $1,456 | $9,745-85.1% | $8,388-82.6% | $13,392-89.1% |