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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,112 | $80,332-57.5% | $107,187-68.2% | $64,097-46.8% |
| Participation rate | 91.2% | 54.4%+36.8pp | 75.0%+16.2pp | 55.2%+36.0pp |
| Annual return | 14.12% | 24.26%-10.1pp | 204.55%-190.4pp | 34.64%-20.5pp |
| Employer contribution / active EE | $400 | $2,501-84.0% | $3,782-89.4% | $1,891-78.8% |
| Participant deferral / active EE | $2,758 | $3,109-11.3% | $5,096-45.9% | $3,080-10.4% |
| Admin fee / account holder | $1,258 | $4,314-70.9% | $9,162-86.3% | $3,454-63.6% |