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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,361 | $115,225+485.3% | $100,712+569.6% | $138,895+385.5% |
| Participation rate | 66.7% | 74.3%-7.7pp | 69.3%-2.6pp | 79.9%-13.3pp |
| Annual return | 16.94% | 40.35%-23.4pp | 33.27%-16.3pp | 145.39%-128.5pp |
| Employer contribution / active EE | $14,781 | $2,771+433.4% | $2,313+539.1% | $4,194+252.4% |
| Participant deferral / active EE | $11,200 | $4,699+138.3% | $4,085+174.2% | $6,396+75.1% |
| Admin fee / account holder | $0 | $10,844-100.0% | $9,256-100.0% | $12,562-100.0% |