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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,519 | $95,404+2.2% | $113,397-14.0% | $82,637+18.0% |
| Participation rate | 75.8% | 72.8%+2.9pp | 76.5%-0.7pp | 68.1%+7.7pp |
| Annual return | 39.79% | 19.08%+20.7pp | 23.20%+16.6pp | 53.51%-13.7pp |
| Employer contribution / active EE | $1,524 | $2,307-33.9% | $2,977-48.8% | $2,552-40.3% |
| Participant deferral / active EE | $4,379 | $4,220+3.8% | $5,076-13.7% | $4,126+6.1% |
| Admin fee / account holder | $8,261 | $9,168-9.9% | $11,957-30.9% | $7,339+12.6% |