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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,745 | $156,398-47.7% | $147,318-44.5% | $138,895-41.1% |
| Participation rate | 76.2% | 83.8%-7.6pp | 82.1%-5.9pp | 79.9%-3.7pp |
| Annual return | 16.04% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $4,727 | $4,853-2.6% | $4,593+2.9% | $4,194+12.7% |
| Participant deferral / active EE | $4,258 | $8,237-48.3% | $7,906-46.1% | $6,396-33.4% |
| Admin fee / account holder | $993 | $14,976-93.4% | $13,708-92.8% | $12,562-92.1% |