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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,750 | $184,014-52.3% | $161,149-45.5% | $138,895-36.8% |
| Participation rate | 50.0% | 82.1%-32.1pp | 78.8%-28.8pp | 79.9%-29.9pp |
| Annual return | 12.67% | 21.52%-8.9pp | 21.16%-8.5pp | 145.39%-132.7pp |
| Employer contribution / active EE | $1,470 | $5,055-70.9% | $4,360-66.3% | $4,194-64.9% |
| Participant deferral / active EE | $4,438 | $6,909-35.8% | $6,153-27.9% | $6,396-30.6% |
| Admin fee / account holder | $579 | $18,027-96.8% | $15,194-96.2% | $12,562-95.4% |