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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,750 | $213,785-59.0% | $185,441-52.7% | $155,188-43.5% |
| Participation rate | 50.0% | 83.2%-33.2pp | 80.3%-30.3pp | 80.8%-30.8pp |
| Annual return | 12.67% | 19.97%-7.3pp | 20.16%-7.5pp | 148.84%-136.2pp |
| Employer contribution / active EE | $1,470 | $5,393-72.7% | $4,672-68.5% | $4,248-65.4% |
| Participant deferral / active EE | $4,438 | $6,864-35.3% | $6,152-27.8% | $6,531-32.0% |
| Admin fee / account holder | $579 | $21,134-97.3% | $17,890-96.8% | $14,480-96.0% |