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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,476 | $156,398+161.2% | $147,318+177.3% | $138,895+194.1% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 79.9%+5.1pp |
| Annual return | 14.05% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $19,251 | $4,853+296.7% | $4,593+319.1% | $4,194+359.0% |
| Participant deferral / active EE | $6,331 | $8,237-23.1% | $7,906-19.9% | $6,396-1.0% |
| Admin fee / account holder | $48,138 | $14,976+221.4% | $13,708+251.2% | $12,562+283.2% |