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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,516 | $114,119-76.8% | $107,187-75.3% | $138,895-80.9% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 16.22% | 273.21%-257.0pp | 204.55%-188.3pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,024 | $4,059-74.8% | $3,782-72.9% | $4,194-75.6% |
| Participant deferral / active EE | $2,193 | $5,538-60.4% | $5,096-57.0% | $6,396-65.7% |
| Admin fee / account holder | $142 | $10,024-98.6% | $9,162-98.5% | $12,562-98.9% |