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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,700 | $70,366-30.8% | $66,674-27.0% | $138,895-64.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 13.99% | 386.41%-372.4pp | 321.24%-307.3pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,655 | $2,765-40.1% | $2,620-36.8% | $4,194-60.5% |
| Participant deferral / active EE | $10,214 | $4,374+133.5% | $4,084+150.1% | $6,396+59.7% |
| Admin fee / account holder | $497 | $5,262-90.6% | $5,098-90.3% | $12,562-96.0% |