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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,215 | $111,830-74.8% | $93,696-69.9% | $145,884-80.7% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 14.52% | 204.08%-189.6pp | 133.74%-119.2pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,447 | $3,093-53.2% | $2,422-40.3% | $4,662-69.0% |
| Participant deferral / active EE | $6,101 | $4,920+24.0% | $4,417+38.1% | $6,690-8.8% |
| Admin fee / account holder | $1,528 | $10,249-85.1% | $8,287-81.6% | $13,392-88.6% |