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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,383 | $183,516-41.5% | $155,534-31.0% | $145,884-26.4% |
| Participation rate | 86.7% | 82.7%+4.0pp | 78.2%+8.4pp | 80.3%+6.4pp |
| Annual return | 18.68% | 61.43%-42.7pp | 64.92%-46.2pp | 551.85%-533.2pp |
| Employer contribution / active EE | $8,142 | $5,315+53.2% | $4,675+74.2% | $4,662+74.6% |
| Participant deferral / active EE | $5,432 | $6,467-16.0% | $5,630-3.5% | $6,690-18.8% |
| Admin fee / account holder | $2,261 | $19,293-88.3% | $15,900-85.8% | $13,392-83.1% |