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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,071 | $174,379-14.5% | $152,093-2.0% | $138,895+7.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 7.49% | 74.86%-67.4pp | 66.36%-58.9pp | 145.39%-137.9pp |
| Employer contribution / active EE | $8,370 | $4,652+79.9% | $4,175+100.5% | $4,194+99.6% |
| Participant deferral / active EE | $8,800 | $6,159+42.9% | $5,451+61.4% | $6,396+37.6% |
| Admin fee / account holder | $5,352 | $16,880-68.3% | $14,497-63.1% | $12,562-57.4% |