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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,071 | $181,062-17.7% | $158,223-5.8% | $155,188-3.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 7.49% | 57.39%-49.9pp | 52.09%-44.6pp | 148.84%-141.3pp |
| Employer contribution / active EE | $8,370 | $4,565+83.4% | $4,109+103.7% | $4,248+97.0% |
| Participant deferral / active EE | $8,800 | $6,134+43.5% | $5,467+61.0% | $6,531+34.7% |
| Admin fee / account holder | $5,352 | $18,825-71.6% | $16,047-66.6% | $14,480-63.0% |