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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,145 | $90,691+14.8% | $76,119+36.8% | $145,884-28.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 18.61% | 624.52%-605.9pp | 361.25%-342.6pp | 551.85%-533.2pp |
| Employer contribution / active EE | $5,926 | $3,329+78.0% | $2,693+120.1% | $4,662+27.1% |
| Participant deferral / active EE | $4,844 | $5,167-6.3% | $4,259+13.7% | $6,690-27.6% |
| Admin fee / account holder | $613 | $8,383-92.7% | $6,421-90.4% | $13,392-95.4% |