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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,762 | $70,366+223.7% | $66,674+241.6% | $138,895+64.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 14.86% | 386.41%-371.5pp | 321.24%-306.4pp | 145.39%-130.5pp |
| Employer contribution / active EE | $9,356 | $2,765+238.4% | $2,620+257.1% | $4,194+123.1% |
| Participant deferral / active EE | $9,172 | $4,374+109.7% | $4,084+124.6% | $6,396+43.4% |
| Admin fee / account holder | $1,977 | $5,262-62.4% | $5,098-61.2% | $12,562-84.3% |