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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,762 | $114,013+99.8% | $103,693+119.7% | $155,188+46.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 14.86% | 49.31%-34.4pp | 47.61%-32.7pp | 148.84%-134.0pp |
| Employer contribution / active EE | $9,356 | $3,131+198.8% | $2,920+220.4% | $4,248+120.3% |
| Participant deferral / active EE | $9,172 | $4,970+84.6% | $4,579+100.3% | $6,531+40.4% |
| Admin fee / account holder | $1,977 | $8,407-76.5% | $7,858-74.8% | $14,480-86.3% |