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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,996 | $160,028-42.5% | $147,080-37.5% | $145,884-36.9% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 16.24% | 98.60%-82.4pp | 420.17%-403.9pp | 551.85%-535.6pp |
| Employer contribution / active EE | $6,471 | $5,286+22.4% | $4,933+31.2% | $4,662+38.8% |
| Participant deferral / active EE | $15,190 | $8,422+80.4% | $8,066+88.3% | $6,690+127.1% |
| Admin fee / account holder | $14,936 | $15,030-0.6% | $12,989+15.0% | $13,392+11.5% |