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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,102 | $183,627+12.2% | $155,602+32.5% | $145,978+41.2% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 18.74% | 61.32%-42.6pp | 64.81%-46.1pp | 550.52%-531.8pp |
| Employer contribution / active EE | $7,429 | $5,316+39.7% | $4,675+58.9% | $4,662+59.4% |
| Participant deferral / active EE | $6,360 | $6,466-1.6% | $5,629+13.0% | $6,690-4.9% |
| Admin fee / account holder | $7,296 | $19,327-62.2% | $15,923-54.2% | $13,400-45.6% |