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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,274 | $184,014-88.4% | $161,149-86.8% | $138,895-84.7% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 17.21% | 21.52%-4.3pp | 21.16%-3.9pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,616 | $5,055-68.0% | $4,360-62.9% | $4,194-61.5% |
| Participant deferral / active EE | $2,950 | $6,909-57.3% | $6,153-52.1% | $6,396-53.9% |
| Admin fee / account holder | $1,932 | $18,027-89.3% | $15,194-87.3% | $12,562-84.6% |