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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,574 | $99,053-80.2% | $88,179-77.8% | $138,895-85.9% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.1%-35.8pp | 79.9%-46.6pp |
| Annual return | 18.83% | 78.17%-59.3pp | 64.97%-46.1pp | 145.39%-126.6pp |
| Employer contribution / active EE | $890 | $2,882-69.1% | $2,549-65.1% | $4,194-78.8% |
| Participant deferral / active EE | $976 | $5,225-81.3% | $4,614-78.8% | $6,396-84.7% |
| Admin fee / account holder | $969 | $8,748-88.9% | $7,673-87.4% | $12,562-92.3% |