Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,913 | $75,720-63.1% | $90,312-69.1% | $86,983-67.9% |
| Participation rate | 20.7% | 66.3%-45.6pp | 72.9%-52.2pp | 69.5%-48.9pp |
| Annual return | 12.64% | 18.55%-5.9pp | 18.90%-6.3pp | 25.83%-13.2pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,243-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $656 | $3,001-78.1% | $3,749-82.5% | $4,194-84.4% |
| Admin fee / account holder | $879 | $6,201-85.8% | $8,248-89.3% | $7,856-88.8% |