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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,133 | $110,379+122.1% | $102,412+139.4% | $145,884+68.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.22% | 24.84%-10.6pp | 24.94%-10.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $15,619 | $4,216+270.5% | $3,870+303.6% | $4,662+235.0% |
| Participant deferral / active EE | $19,940 | $5,622+254.7% | $5,060+294.1% | $6,690+198.1% |
| Admin fee / account holder | $412 | $9,745-95.8% | $8,388-95.1% | $13,392-96.9% |