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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,839 | $211,288-73.6% | $178,540-68.7% | $145,884-61.7% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 8.98% | 30.27%-21.3pp | 27.15%-18.2pp | 551.85%-542.9pp |
| Employer contribution / active EE | $408 | $4,574-91.1% | $3,953-89.7% | $4,662-91.3% |
| Participant deferral / active EE | $4,341 | $6,967-37.7% | $6,281-30.9% | $6,690-35.1% |
| Admin fee / account holder | $13,547 | $12,105+11.9% | $10,424+30.0% | $13,392+1.2% |