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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,763 | $57,119-21.6% | $85,187-47.5% | $80,935-44.7% |
| Participation rate | 11.1% | 56.4%-45.3pp | 67.5%-56.4pp | 67.7%-56.6pp |
| Annual return | 11.81% | 21.70%-9.9pp | 66.67%-54.9pp | 35.66%-23.8pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,732-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,360 | $3,115-56.3% | $4,525-69.9% | $4,299-68.4% |
| Admin fee / account holder | $240 | $4,990-95.2% | $6,162-96.1% | $6,924-96.5% |