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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,831 | $29,736-26.6% | $56,033-61.0% | $80,935-73.0% |
| Participation rate | 25.0% | 41.7%-16.7pp | 52.5%-27.5pp | 67.7%-42.7pp |
| Annual return | 11.44% | 35.28%-23.8pp | 1711.38%-1699.9pp | 35.66%-24.2pp |
| Employer contribution / active EE | $261 | $671-61.2% | $1,041-75.0% | $2,757-90.5% |
| Participant deferral / active EE | $595 | $1,228-51.6% | $1,954-69.6% | $4,299-86.2% |
| Admin fee / account holder | $2,654 | $2,434+9.0% | $2,827-6.1% | $6,924-61.7% |