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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,096 | $134,817-59.9% | $123,973-56.4% | $155,188-65.1% |
| Participation rate | 72.7% | 79.4%-6.7pp | 76.7%-3.9pp | 80.8%-8.1pp |
| Annual return | 19.12% | 515.49%-496.4pp | 388.13%-369.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $2,787 | $4,425-37.0% | $4,126-32.5% | $4,248-34.4% |
| Participant deferral / active EE | $9,594 | $5,706+68.1% | $5,247+82.9% | $6,531+46.9% |
| Admin fee / account holder | $7,624 | $13,245-42.4% | $11,799-35.4% | $14,480-47.3% |