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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,389 | $75,541-32.0% | $152,093-66.2% | $82,637-37.8% |
| Participation rate | 80.6% | 66.5%+14.0pp | 77.8%+2.8pp | 68.1%+12.5pp |
| Annual return | 21.37% | 32.56%-11.2pp | 66.36%-45.0pp | 53.51%-32.1pp |
| Employer contribution / active EE | $5,921 | $2,622+125.8% | $4,175+41.8% | $2,552+132.0% |
| Participant deferral / active EE | $3,007 | $3,206-6.2% | $5,451-44.8% | $4,126-27.1% |
| Admin fee / account holder | $575 | $6,405-91.0% | $14,497-96.0% | $7,339-92.2% |