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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,389 | $77,814-34.0% | $158,223-67.5% | $86,983-40.9% |
| Participation rate | 80.6% | 68.4%+12.1pp | 79.2%+1.4pp | 69.5%+11.0pp |
| Annual return | 21.37% | 30.54%-9.2pp | 52.09%-30.7pp | 25.83%-4.5pp |
| Employer contribution / active EE | $5,921 | $2,592+128.4% | $4,109+44.1% | $2,584+129.1% |
| Participant deferral / active EE | $3,007 | $3,270-8.0% | $5,467-45.0% | $4,194-28.3% |
| Admin fee / account holder | $575 | $5,879-90.2% | $16,047-96.4% | $7,856-92.7% |