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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,798 | $111,830-45.6% | $93,696-35.1% | $145,884-58.3% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 12.17% | 204.08%-191.9pp | 133.74%-121.6pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,169 | $3,093-62.2% | $2,422-51.7% | $4,662-74.9% |
| Participant deferral / active EE | $6,199 | $4,920+26.0% | $4,417+40.4% | $6,690-7.3% |
| Admin fee / account holder | $1,944 | $10,249-81.0% | $8,287-76.5% | $13,392-85.5% |