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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,449 | $114,013-29.4% | $103,693-22.4% | $155,188-48.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 17.89% | 49.31%-31.4pp | 47.61%-29.7pp | 148.84%-130.9pp |
| Employer contribution / active EE | $2,595 | $3,131-17.1% | $2,920-11.1% | $4,248-38.9% |
| Participant deferral / active EE | $4,896 | $4,970-1.5% | $4,579+6.9% | $6,531-25.0% |
| Admin fee / account holder | $203 | $8,407-97.6% | $7,858-97.4% | $14,480-98.6% |