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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,896 | $156,398-61.7% | $147,318-59.3% | $138,895-56.9% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 79.9%-29.9pp |
| Annual return | 99.83% | 78.75%+21.1pp | 70.43%+29.4pp | 145.39%-45.6pp |
| Employer contribution / active EE | $4,350 | $4,853-10.4% | $4,593-5.3% | $4,194+3.7% |
| Participant deferral / active EE | $16,562 | $8,237+101.1% | $7,906+109.5% | $6,396+158.9% |
| Admin fee / account holder | $280,997 | $14,976+1776.4% | $13,708+1949.9% | $12,562+2136.9% |