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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,466 | $160,028-6.0% | $147,080+2.3% | $145,884+3.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.32% | 98.60%-82.3pp | 420.17%-403.8pp | 551.85%-535.5pp |
| Employer contribution / active EE | $1,148 | $5,286-78.3% | $4,933-76.7% | $4,662-75.4% |
| Participant deferral / active EE | $6,832 | $8,422-18.9% | $8,066-15.3% | $6,690+2.1% |
| Admin fee / account holder | $30 | $15,030-99.8% | $12,989-99.8% | $13,392-99.8% |