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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,218 | $126,661+32.0% | $113,397+47.5% | $138,895+20.4% |
| Participation rate | 20.0% | 79.4%-59.4pp | 76.5%-56.5pp | 79.9%-59.9pp |
| Annual return | 11.04% | 25.05%-14.0pp | 23.20%-12.2pp | 145.39%-134.4pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $0 | $5,693-100.0% | $5,076-100.0% | $6,396-100.0% |
| Admin fee / account holder | $2,190 | $14,549-84.9% | $11,957-81.7% | $12,562-82.6% |