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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,203 | $160,040-59.9% | $147,096-56.4% | $145,877-56.0% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 32.83% | 98.49%-65.7pp | 419.75%-386.9pp | 551.28%-518.5pp |
| Employer contribution / active EE | $4,436 | $5,289-16.1% | $4,936-10.1% | $4,663-4.9% |
| Participant deferral / active EE | $12,800 | $8,429+51.9% | $8,071+58.6% | $6,691+91.3% |
| Admin fee / account holder | $204 | $15,050-98.6% | $13,005-98.4% | $13,402-98.5% |