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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,596 | $201,372-68.9% | $184,260-66.0% | $145,884-57.1% |
| Participation rate | 86.7% | 87.5%-0.8pp | 86.8%-0.2pp | 80.3%+6.4pp |
| Annual return | 15.69% | 29.04%-13.3pp | 28.84%-13.1pp | 551.85%-536.2pp |
| Employer contribution / active EE | $2,191 | $7,024-68.8% | $6,427-65.9% | $4,662-53.0% |
| Participant deferral / active EE | $2,615 | $9,808-73.3% | $9,133-71.4% | $6,690-60.9% |
| Admin fee / account holder | $2,459 | $16,362-85.0% | $13,898-82.3% | $13,392-81.6% |