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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,997 | $48,327-37.9% | $67,575-55.6% | $80,935-62.9% |
| Participation rate | 48.2% | 66.4%-18.2pp | 72.9%-24.7pp | 67.7%-19.4pp |
| Annual return | 19.70% | 18.31%+1.4pp | 3528.98%-3509.3pp | 35.66%-16.0pp |
| Employer contribution / active EE | $1,056 | $2,022-47.8% | $2,736-61.4% | $2,757-61.7% |
| Participant deferral / active EE | $2,017 | $2,927-31.1% | $4,003-49.6% | $4,299-53.1% |
| Admin fee / account holder | $3,117 | $3,692-15.6% | $3,993-21.9% | $6,924-55.0% |