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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,997 | $48,284-37.9% | $67,524-55.6% | $80,911-62.9% |
| Participation rate | 48.2% | 66.4%-18.2pp | 72.9%-24.7pp | 67.6%-19.4pp |
| Annual return | 19.70% | 18.27%+1.4pp | 3519.41%-3499.7pp | 35.63%-15.9pp |
| Employer contribution / active EE | $1,056 | $2,021-47.8% | $2,734-61.4% | $2,756-61.7% |
| Participant deferral / active EE | $2,017 | $2,927-31.1% | $4,001-49.6% | $4,297-53.1% |
| Admin fee / account holder | $3,117 | $3,688-15.5% | $4,001-22.1% | $6,935-55.1% |