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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,914 | $156,398-27.8% | $147,318-23.4% | $138,895-18.7% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 79.9%-29.9pp |
| Annual return | 13.57% | 78.75%-65.2pp | 70.43%-56.9pp | 145.39%-131.8pp |
| Employer contribution / active EE | $2,048 | $4,853-57.8% | $4,593-55.4% | $4,194-51.2% |
| Participant deferral / active EE | $5,052 | $8,237-38.7% | $7,906-36.1% | $6,396-21.0% |
| Admin fee / account holder | $376 | $14,976-97.5% | $13,708-97.3% | $12,562-97.0% |