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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,807 | $129,737+95.6% | $119,126+113.1% | $154,746+64.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 18.17% | 379.08%-360.9pp | 282.11%-263.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $12,364 | $4,375+182.6% | $4,034+206.5% | $4,379+182.3% |
| Participant deferral / active EE | $9,298 | $5,842+59.2% | $5,318+74.9% | $6,730+38.2% |
| Admin fee / account holder | $6,478 | $11,961-45.8% | $10,693-39.4% | $14,365-54.9% |