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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,722 | $110,379+147.1% | $102,412+166.3% | $145,884+86.9% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 11.91% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,515 | $4,216-40.3% | $3,870-35.0% | $4,662-46.1% |
| Participant deferral / active EE | $3,797 | $5,622-32.5% | $5,060-25.0% | $6,690-43.2% |
| Admin fee / account holder | $75,472 | $9,745+674.5% | $8,388+799.8% | $13,392+463.6% |