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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,722 | $111,814+143.9% | $103,378+163.8% | $145,978+86.8% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 11.91% | 24.80%-12.9pp | 24.91%-13.0pp | 550.52%-538.6pp |
| Employer contribution / active EE | $2,515 | $4,215-40.3% | $3,870-35.0% | $4,662-46.1% |
| Participant deferral / active EE | $3,797 | $5,618-32.4% | $5,058-24.9% | $6,690-43.2% |
| Admin fee / account holder | $75,472 | $9,764+673.0% | $8,401+798.4% | $13,400+463.2% |