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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,823 | $174,379-82.9% | $152,093-80.4% | $138,895-78.5% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 52.33% | 74.86%-22.5pp | 66.36%-14.0pp | 145.39%-93.1pp |
| Employer contribution / active EE | $0 | $4,652-100.0% | $4,175-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,399 | $6,159-44.8% | $5,451-37.7% | $6,396-46.9% |
| Admin fee / account holder | $1,262 | $16,880-92.5% | $14,497-91.3% | $12,562-90.0% |